Free Tool — No Signup Required
Your Personalized Canada Landing Plan
Answer 5 quick questions. Get a step-by-step checklist for your first year — banking, taxes, credit building, and more — tailored to your exact situation.
When are you arriving in Canada?
Why Use This Tool?
Moving to Canada is exciting but overwhelming. There are dozens of things to set up in your first few weeks: SIN number, bank account, phone plan, health insurance, credit building, tax registration. Miss one step and you could lose hundreds of dollars in benefits.
This tool generates a personalized action plan based on your city, immigration status, family situation, and income level. Every recommendation includes specific dollar amounts, locations, and links to detailed guides.
Built by Max Liao, who went through this exact process and wants to save you the trial and error.
Example: First 30 Days in Vancouver (Single PR, $4,000/mo income)
A typical landing plan for a permanent resident moving to Vancouver with $4,000 CAD/month expected income:
- Day 1-7: SIN application (free), open newcomer bank account (Scotiabank StartRight / RBC Newcomer — $0 fee for 1 year), apply for BC Services Card (covers MSP after 3-month wait)
- Week 2: Phone plan on Public Mobile or Fido ($25-35/mo BYOD), tenant insurance ($18/mo through Square One or BCAA)
- Week 3-4: Secured credit card ($500 deposit, builds credit in 6 months), register with CRA for GST/HST credit (~$500/yr refundable)
- First-month expense budget: Rent deposit $1,100 (half month), furniture & setup $800, phone/internet setup $150, groceries $320, transit pass $105 — roughly $2,475 one-time + $1,800/month ongoing
Total first-year budget at this income: approximately $35,000-$42,000 CAD with 3-month emergency buffer.
Frequently Asked Questions
Is this landing plan tool really free?
Yes. The basic plan (Week 1 and Month 1) is completely free with no signup. Enter your email to unlock the full 12-month plan with reminders.
How accurate are the financial estimates for 2026?
The tax calculations use 2026 federal and provincial rates in CAD. Rent and cost-of-living data is based on current Vancouver, Toronto, Calgary, and Montreal market averages. For precise numbers, use our Income Tax Calculator and Settlement Cost Calculator.
Does this replace a financial advisor?
No. This tool provides general guidance based on common newcomer scenarios. For decisions specific to your situation, consult a qualified financial advisor or CPA.
What happens with my email?
We send you the full plan + periodic reminders (e.g., tax deadline, credit score check). No spam, unsubscribe anytime. We never share your email.
What are the most important first 30 days tasks for newcomers to Canada?
Week 1: Apply for SIN (free, same-day at Service Canada), open a newcomer bank account, apply for provincial health card. Week 2-4: Get a phone plan ($18-30/month), apply for a secured credit card to start building credit history, register with CRA for tax filing, and get tenant insurance ($15-25/month) before signing a lease.