Free Tools & Guides
Newcomer Financial Toolkit
Moving to Canada or planning your immigration? These 13 steps cover everything — from CRS score to credit building. Free calculators + expert guides.
All Tools & Guides
13 resources to help you settle in Canada
CRS Score Calculator (Express Entry)
Enter your age, education, language scores, and work experience. Get your exact CRS score, a category breakdown, and a personalized plan to boost your points.
Calculate My CRS Score →Personalized Landing Plan
Answer 5 questions about your situation. Get a step-by-step checklist for your first year — with specific dollar amounts, locations, and deadlines.
Get My Free Plan →Income Tax Calculator
Enter your salary and province. See your exact take-home pay, tax bracket, CPP/EI deductions, and effective tax rate.
Calculate Take-Home Pay →Rent Affordability Calculator
Based on your after-tax income, see how much rent you can afford and compare with real average rents in 13 Canadian cities.
Check Rent Budget →Best Bank Accounts for Newcomers (2026)
We compared all Big 5 bank newcomer packages plus online banks. Side-by-side: welcome bonuses ($300-400), fee waivers, credit card bundles.
Compare Bank Packages →Best Credit Cards for Newcomers
Secured vs unsecured cards, cashback rates, approval difficulty, and the exact strategy to build your score from 0 to 700+ in 12 months.
Find Your First Card →How to File Taxes in Canada: First-Time Guide
Step-by-step walkthrough: which software to use (free options), key deductions newcomers miss, and common mistakes that cost money.
Read Tax Guide →Vancouver Cost of Living: Monthly Budget Breakdown
Real numbers for 3 budget tiers: student ($2,800), single professional ($4,500), couple ($6,500). Neighborhood comparison included.
See Full Breakdown →Grocery Budget Calculator
Enter your family size, dietary style, and store preference. Get a weekly and monthly grocery cost estimate with category breakdown for Vancouver.
Estimate Grocery Budget →Settlement Cost Calculator
Choose your visa type, city, and family size. Get a complete first-year cost breakdown — housing, food, transit, phone, insurance, and more.
Calculate Settlement Cost →Tip Calculator
Quick calculator with pre-tax/post-tax toggle, bill splitting, and Canadian tipping etiquette guide.
Calculate Tip →Food Delivery Price Comparison
Enter your order amount and see the real total cost across 5 delivery platforms — including hidden service fees and delivery charges.
Compare Delivery Apps →Vancouver Restaurant Finder
Filter 20+ curated restaurant guides by cuisine, price, area, dietary needs, and occasion. All recommendations from locals.
Find Restaurants →More tools coming soon
Currency converter, phone plan comparison, grocery cost tracker — we're building the toolkit every newcomer to Canada needs. Bookmark this page.